Unlike loans, you do not have to repay grants unless you withdraw from or stop attending school in the first 60% of the term, or were issued an amount you were not eligible for.
Federal Pell Grant
The Federal Pell Grant Program provides need-based grants to low-income undergraduates. Grant amounts can change yearly and are dependent on: the student's expected family contribution (EFC); the cost of attendance (as determined by the institution); the student's enrollment status (full-time or part-time); and whether the student attends for a full academic year or less. Students may not receive Federal Pell Grant funds from more than one school at a time. Students must attend class to ensure payment of Pell Grant eligibility. Instructors are required to report to the financial aid office all students who do not attend class at least once during the first two weeks. Those students may have their Pell adjusted or removed. Pell Grant eligibility for the summer terms may be paid out of the current academic year’s FAFSA or the coming academic year’s FAFSA, to be determined by the financial aid office. The amount of other aid you receive will not affect the amount of your Pell Grant. Students can only receive the Pell Grant up to 12 full-time semesters, or the equivalent. The maximum award amount is given for any Pell Grant eligible student whose parent or legal guardian was a member of the U.S. Armed Forces and died as a result of service performed in Iraq or Afghanistan after September 11, 2001. (You must be under 24 years old or enrolled at least part-time in college at the time of your parent’s or guardian’s death.) Students who are not eligible for the Pell Grant but meet this requirement will be eligible for the Iraq and Afghanistan Service Grant equal to the maximum amount of the Pell Grant.
Federal Supplemental Education Opportunity Grant (FSEOG or SEOG)
The FSEOG Program provides additional need-based grants to Pell Grant eligible undergraduate students to promote access to postsecondary education. Institutional financial aid administrators at participating institutions have substantial flexibility in determining the amount of FSEOG to award students who are enrolled or accepted for enrollment. Priority is given to those students with exceptional need (those with the lowest EFC scores) and those who apply early. USAO is allotted a limited amount of FSEOG each year and cannot award funds above this allotment. The amount of FSEOG you receive can be affected by other financial aid in your overall award package.
Oklahoma Tuition Aid Grant (OTAG)
The Oklahoma Tuition Aid Grant Program is a need-based grant program for residents of Oklahoma who attend approved colleges, universities, and vocational-technical schools in Oklahoma. Students need to complete the FAFSA by March 1st for best consideration for the next academic year. The maximum EFC eligible to receive OTAG may vary from year to year based on volume of eligible applications received and available state funding. The OTAG Program receives more eligible applications each year than can be awarded with available funds. Students who enroll in the spring term and have OTAG eligibility are not guaranteed the receipt of the spring grant if they were not enrolled for the fall term. Also, grant eligibility is not guaranteed for the spring term if you transfer to a different institution, even if you received your fall grant. Late applications are awarded in descending order of highest need until all funds are committed. OTAG recipients can be eligible for up to $500 each fall and spring semester. The amount of OTAG you receive can be affected by other financial aid in your overall award package.
Federal Work Study (FWS)
This is not a grant, but is a work program. The Federal Work-Study Program provides part-time employment to assist students in financing the costs of postsecondary education. Eligibility for FWS is determined from the results of the student’s FAFSA. Some students who are not eligible for grants may still have eligibility for FWS. Students who have indicated interest in the FWS program and have eligibility will receive an application with their initial award letter. This must be completed and returned to the Financial Aid Office for possible job referrals. All students may check with the Financial Aid Office regarding their eligibility or other questions regarding this program. Placement in a position is based on the availability of jobs. Earnings are paid directly to the student every other week for the actual hours worked and submitted. Students may not begin FWS without approval of the financial aid office. The majority of work-study positions are paid at the federal minimum wage.
Grants and Work Study
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